For Traders, Not Accountants
The QuickBooks & Zoho Alternative Priced in Naira
QuickBooks and Zoho are excellent software, for the businesses they were built for. If you are a Nigerian trader with a shop, staff, and customers who owe you money, you need something built for your world, priced in your currency.
The dollar problem
QuickBooks Online starts at $38/month for its Simple Start plan. Zoho Inventory starts at $39/month (about $29/month billed annually). That is dollar pricing, which means your software cost rises every time the naira falls, and you need a dollar card to pay at all.
MyTreda is ₦2,500/month, priced in Naira, payable in Naira. Your subscription does not move with the exchange rate.
Built for accountants vs built for traders
QuickBooks is accounting software: charts of accounts, double-entry bookkeeping, tax categories. Powerful, if you have an accountant. Zoho Inventory is built for warehouses and e-commerce operations with structured workflows. Neither was designed for a trader recording a negotiated sale between customers, or chasing a debtor on WhatsApp.
MyTreda starts from how Nigerian trading actually works: prices that get negotiated, customers who buy on credit, sales staff who need watching, and network that comes and goes. Record a sale in seconds, see your profit, send a debt reminder, no accounting knowledge needed.
The offline reality
QuickBooks Online and Zoho Inventory are cloud products. They need an internet connection to work. In a Nigerian market, that is not a detail. MyTreda works fully offline: record sales and check stock with no network, and everything syncs when your phone reconnects.
QuickBooks vs Zoho Inventory vs MyTreda
| QuickBooks Online | Zoho Inventory | MyTreda | |
|---|---|---|---|
| Starting price | $38/month | $39/month ($29 billed annually) | ₦2,500/month |
| Priced in | US Dollars | US Dollars | Naira |
| Built for | Accountants & bookkeeping | Warehouses & e-commerce | Nigerian traders |
| Works offline | No (cloud-based) | No (cloud-based) | Yes |
| Debt tracking with WhatsApp reminders | No | No | Yes |
| Accounting knowledge needed | Helps a lot | Some | None |
| Free to start | 30-day trial | Free tier (limited) | 7-day free trial |
QuickBooks and Zoho prices from their official pricing pages, July 2026 (US pricing).
Common Questions
Is MyTreda as powerful as QuickBooks?
For accounting, no, QuickBooks does far more accounting than MyTreda, and if you need full double-entry books and tax reports, QuickBooks with an accountant is the right tool. For running a trading business day to day, stock, sales, debts, staff, MyTreda does the job better, simpler, and offline.
Can I switch from QuickBooks or Zoho to MyTreda?
Yes. You set up MyTreda fresh: add your products with cost and selling prices, enter outstanding customer debts, and start recording sales. Most traders are running within a day.
What does MyTreda cost compared to QuickBooks per year?
QuickBooks Simple Start is $38/month, several hundred dollars a year, in dollars. MyTreda Starter is ₦2,500/month (₦25,000/year), and starts with a 7-day free trial.
Software That Speaks Your Currency
Track stock, sales, and debts for ₦2,500/month, after a 7-day free trial. No dollar card needed.